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Commercial Finance Broker in Sydney Business finance from 100+ lenders. Answers in 24 hours.
Business loans, commercial property, construction, equipment and private lending, sourced and negotiated for you.
- 100+ lenders
- Funding in 24–48 hrs
- Sydney-based experts
Your business loans are our business™
100+lenders on panel
$300m+funded for Australian businesses
250+businesses helped
Since 2018Sydney-based and independent
Our panel includes: Major banks · Non-bank lenders · Private lenders · Specialist lenders
Speak to Peak Capital to learn about all your finance options.
We can help you source the required funding when you need it.
We can help you source the required funding when you need it.
Need access to working capital quickly?
We have options for businesses within 24-48 hours to get funded so you can take care of your cash-flow requirements.
We have options for businesses within 24-48 hours to get funded so you can take care of your cash-flow requirements.
Long term solutions are the best solutions.
If you have time on your hands, we can help plan and execute the best finance options in the market, ensuring you get access to the capital you need at market leading terms and rates.
If you have time on your hands, we can help plan and execute the best finance options in the market, ensuring you get access to the capital you need at market leading terms and rates.
Loan Calculator
Original Size
Disclaimer: The estimate provided by this calculator is based on the information you entered. It is for illustrative purposes only. In order to get actual quote based on your current financial position, book a consultation today.
Our Simple Process
Get Fast Access To Business Finance In 3 Easy Steps
Book a Consultation
Talk to us today and you’ll find out if you qualify for finance and how much you can borrow, with no obligation to move forward.
We Find the Best Deal from our Panel of Lenders
Once we understand what you’re trying to achieve, we undertake our due diligence process, then search our panel of lenders to find you the right loan for you. We negotiate pricing, terms and security to ensure you get the best deal based on the strength of your financial position.
Get the Funds when you need them!
We work with you to ensure we have all the information needed by the lenders to get you the funds when you need it!
Who we are:
Peak Capital has experience with the bank, non-bank and private lenders. With access to over 100 lenders, we can identify your options after our comprehensive consultation and due diligence process. We will then issue you with a finance proposal for your review and upon acceptance, we will then obtain lender approval. Peak Capital remains involved all the way through the process, from initial application to final loan settlement.
we are:
Peak Capital has experience with bank, non-bank and private lenders. With access to over 100 lenders, we can identify your options after our comprehensive consultation and due diligence process. We will then issue you with a finance proposal for your review and upon acceptance, we will then obtain lender approval. Peak Capital remains involved all the way through the process, from initial application to final loan settlement.
Finance for every stage of your business
One conversation, 100+ lenders. We find the right structure, negotiate the terms and manage the process through to settlement.
Business Loans
Secured and unsecured funding to grow, hire or expand.
Learn more →Commercial Property
Purchase, refinance or release equity in commercial property.
Learn more →Construction Funding
Development and construction finance from site to completion.
Learn more →Vehicle & Equipment
Finance trucks, machinery and equipment, often with no extra security.
Learn more →Private Lending
Fast, flexible funding when the banks say no.
Learn more →Unsecured Business Loans
Up to $1m without putting your home on the line.
Learn more →Debt Advisory
Restructure, consolidate or refinance debt to free up cash flow.
Learn more →Working Capital
Fund stock, payroll and growth, with funding in as little as 24–48 hrs.
Learn more →
Professional
We deliver our technical expertise reliably, responsibly, ethically, with continual pursuit of excellence, and in a way that adds value to your business.
Trust
Successful business relationships are built on trust. Trust is by far the most important quality of professionalism in business. We do what we say we are going to do, and if we can’t we let you know.
Banker for Life
Remember the best bank manager you ever had…. And now remember the one that followed after them. They didn’t understand your business and were only ever worried about their next promotion.
This doesn’t happen at Peak Capital. We will grow with your business and you won’t need to tell us your story every couple of years.
Adding Value
We just don’t look at your business finances to get you a loan. We ensure we match you with the right lender that understands your business and open up our network of clients and partners to ensure we provide you more value that just a loan. We refer our clients to each other to do business as we want all our customers to be extremely successful.
Recent deals
Real outcomes for Australian businesses. Every deal is different, so we start with what you’re trying to achieve.
Health & Fitness · Melbourne
$600k unsecured business loan, settled in 4 weeks
A growing gym group was ready to expand interstate but didn’t want to tie up property as security or slow down the rollout. We prepared the business’s trading story, approached unsecured lenders that understand membership-based businesses, and secured $600k with no property security, giving the owners the capital to open new sites on their own timeline.
Chocolate Manufacturing & Retail
$2m term loan, settled in 6 weeks
This manufacturer and retailer had borrowing spread across six lenders, plus outstanding tax debts and director loans, which meant multiple repayments, mounting pressure and no clear picture of the business’s position. We restructured everything into a single $2m term loan with one lender, cleared the tax debts, repaid the director loans, and replaced six repayments with one, freeing up cash flow and management time.
Freight Forwarding
$2m line of credit, settled in 4 weeks
The business relied on an invoice finance facility that meant uploading every invoice and running a segregated client account, creating admin and costs that grew with every shipment. We refinanced it into a $2m bank line of credit: no invoice uploads, no segregated account, and flexible access to working capital whenever it’s needed.
What our clients say
“We had expenses piling up as we had some slow-paying customers. We had quoted new jobs and things were looking good, but getting money for the jobs we had completed was slow and painful. We came across Peak Capital through a social media post and reached out. He came up with some good suggestions, but our accountant said he could sort out our finance. A week passed and our accountant hasn’t come back to us so we reached out to Peak Capital again. They came up with a few options and we were able to secure a $100K business loan. The loan came through just in time and we were able to sort our short term funding issues.”- Ben, Builder,
“We scored a new national customer that put our BBQs in their catalog. We needed funding to fulfill the future orders, so we needed a quick solution to get the stock sent from the supplier. We found Peak Capital online and noticed they specialize in business loans so we reached out. We had an offer from a lender but needed to see what alternatives there were. Peak Capital was able to provide us with some options and we ended going with a trade finance loan for $50,000. We now are able to fulfill the orders and continue to grow our business thanks to Peak Capital.”- Louis, BBQ Wholesaler,
“Our business needed money for new camera equipment. We had stopped advertising as we didn’t have enough funds to fulfil future orders. We came across Peak Capital on LinkedIn and liked what we saw. We engaged their services for an unsecured business loan. They presented us with two options and we went with the offer for more money. This allows us to purchase the cameras and sort some other expenses we had in the business and we’re now looking good for next year. I don’t think we would have been able to come up with this solution without Peak Capital.”- Ben, Aerial Photographer,
“I went to the bank after buying a petrol station and they couldn’t help me. I went to another bank and they also couldn’t assist. I wasted 40 days with no result. My solicitor referred me to Peak Capital and they were able to sort my loan within 2 weeks. I’ll make sure I have my loan approved before I go bidding next time!”- Sam, Commercial Property Investor,
“We just put on another employee in our rendering business and needed a new car. Peak Capital sponsored our basketball team, so I thought I’d give them a go. They were able to get me a quick approval and a great rate on the equipment loan with a major bank. The car is in traffic now, so we’re all good!”- Tiago, Commercial Rendering,
Real clients, real deals. Read our Google review·Worked with us? Leave a review
Common questions
Straight answers to what business owners ask us most.
Do I pay for your service?
Yes. There is an engagement fee paid when you select our services, and a success fee paid on successful completion of your loan funding. We explain all fees upfront before you proceed.
How quickly can I get funded?
Unsecured and working capital loans can fund in 24–48 hours. Secured and commercial loans usually take 1–3 weeks, depending on the deal and the lender.
Can I borrow without using my home as security?
Yes. Unsecured business loans of up to $1m are available, depending on your business’s turnover and trading history.
Will applying affect my credit score?
We assess your options first and only submit an application once you’ve chosen a lender, so you’re not hit with multiple credit enquiries.
What documents will I need?
Usually recent bank statements, BAS, financial statements and ID. We give you a clear checklist for your loan type so nothing holds up approval.
How many lenders do you work with?
More than 100, including major banks, non-bank lenders, private lenders and specialist lenders.
Can you help if the bank has said no?
Yes. A bank decline is often where we add the most value. Non-bank and private lenders assess deals differently and can often say yes when a bank won’t.
What size loans do you arrange?
From $10k working capital through to multi-million-dollar commercial property and construction facilities.
Not sure what you qualify for?
Book a free 15-minute finance call. No obligation, no credit check.
