Debt Advisory · Sydney
Debt advisory that frees up your cash flow
Restructure, consolidate or refinance your business debt, so you have fewer repayments, better terms and room to grow.
Get a free quoteCall 0401 132 581Get your business debt working for you
Over time, many businesses end up with debt spread across several lenders: term loans, equipment finance, overdrafts, tax arrangements and director loans. Each has its own repayment, rate and covenants. Peak Capital reviews your whole position and restructures it into something simpler and more affordable.
Debt consolidation
Combine multiple facilities into a single loan with one repayment and one lender.
Refinancing
Move to better terms, a lower rate or a structure that suits how your business really trades.
Tax debt and director loans
Clear ATO debts and repay director loans as part of a planned restructure.
Is debt advisory right for you?
- You have repayments going to three or more lenders
- You have an ATO debt or payment plan putting pressure on cash flow
- Your facilities no longer match how your business operates
- Your bank has tightened terms or declined to extend
- You want a clear plan before your next stage of growth
How it works
Talk to us
A free 15-minute call to understand your business, your goals and your current position.
We find the structure
We assess options across 100+ bank, non-bank and private lenders and recommend the best fit.
We manage it to settlement
We prepare the application, negotiate terms and handle the lender until funds are in place.
Common questions
Will restructuring my debt cost more overall?
Not necessarily. The aim is a structure that lowers your total repayments or improves cash flow. We show you the numbers side by side before you decide.
Can you help if I have an ATO debt?
Yes. Clearing tax debt is often part of a restructure, and several lenders on our panel can fund it.
How long does a debt restructure take?
It depends on complexity. A straightforward refinance can take 1–3 weeks; consolidating several lenders typically takes 4–6 weeks.
Do I pay for your service?
Yes. There is an engagement fee paid when you select our services, and a success fee paid on successful completion of your loan funding. We explain all fees upfront before you proceed.
Let’s simplify your business debt
Book a free 15-minute call. No obligation, no credit check.
Book a callCall 0401 132 581