Industry finance · Retail & wholesale
Finance for retailers, wholesalers and distributors
Stock and trade finance, working capital, fit-outs, ecommerce growth and unsecured loans for product businesses.
Get a free quoteCall 0401 132 581Fund your stock before you sell it
Retailers, wholesalers and distributors usually pay for stock long before their customers pay them. Big orders, seasonal peaks and new product lines all put pressure on cash flow, and the gap only grows as you scale.
Peak Capital arranges trade finance, lines of credit, invoice finance and unsecured loans that let you buy stock when you need it, and funds store fit-outs and ecommerce growth.
What we fund for retail & wholesale
Trade finance
Pay overseas and local suppliers for stock up front.
Lines of credit
Draw on funds as orders come in.
Invoice finance
Unlock cash from wholesale customers on credit terms.
Store fit-outs
New stores and refurbishments.
Ecommerce growth
Fund inventory, marketing and fulfilment.
Unsecured business loans
Up to $1m without property security.
Who we help
- Retail stores and chains
- Online and ecommerce brands
- Wholesalers and distributors
- Importers buying stock from overseas
- Businesses preparing for peak season
How it works
Talk to us
A free 15-minute call to understand your business, your goals and your current position.
We find the structure
We assess options across 100+ bank, non-bank and private lenders and recommend the best fit.
We manage it to settlement
We prepare the application, negotiate terms and handle the lender until funds are in place.
Common questions
Can I finance stock purchases from overseas suppliers?
Yes. Trade finance can pay your supplier directly, giving you time to sell the stock before repaying.
Is invoice finance right for my wholesale business?
It can be, especially early on. As you grow, a line of credit may be simpler and cheaper. We’ll compare both.
Do I pay for your service?
Yes. There is an engagement fee paid when you select our services, and a success fee paid on successful completion of your loan funding. We explain all fees upfront before you proceed.
Related finance
Need stock funding?
Book a free 15-minute call. No obligation, no credit check.
Get a free quoteCall 0401 132 581