Working Capital · Sydney
Working capital finance, funded in as little as 24–48 hours
Fund stock, payroll, supplier payments and growth without waiting on slow-paying customers or putting your home on the line.
Get a free quoteCall 0401 132 581Keep cash flowing through every season
Even profitable businesses run short of cash. Customers pay late, big orders need stock up front, and opportunities rarely wait for the bank. Peak Capital arranges working capital that matches how your business trades, from short-term unsecured loans to ongoing lines of credit.
Unsecured business loans
Up to $1m with no property security, approved on your business’s trading history.
Lines of credit
Draw down and repay as needed, and only pay for what you use.
Invoice and trade finance
Unlock cash tied up in unpaid invoices or fund stock purchases from suppliers.
Who working capital finance suits
- Businesses with seasonal peaks or uneven cash flow
- Companies waiting on slow-paying customers
- Wholesalers, retailers and manufacturers buying stock in bulk
- Businesses taking on a large new contract or order
- Owners who don’t want to use their home as security
How it works
Talk to us
A free 15-minute call to understand your business, your goals and your current position.
We find the structure
We assess options across 100+ bank, non-bank and private lenders and recommend the best fit.
We manage it to settlement
We prepare the application, negotiate terms and handle the lender until funds are in place.
Common questions
How quickly can I get funded?
Unsecured working capital can fund in 24–48 hours once we have your documents. Larger or secured facilities usually take 1–3 weeks.
How much can I borrow?
From $10k up to $1m unsecured, depending on your turnover and trading history. Secured facilities can go higher.
What documents do I need?
Usually recent business bank statements, BAS and ID. We give you a checklist for your situation.
Will applying affect my credit score?
We assess your options first and only submit an application once you’ve chosen a lender.
Need cash flow this week?
Book a free 15-minute call. No obligation, no credit check.
Book a callCall 0401 132 581