Industry finance · Manufacturing

Finance for manufacturers and producers

Term loans, equipment finance, working capital and debt restructures for food, beverage and product manufacturers.

Finance built around production cycles

Manufacturers carry costs that many service businesses don’t: plant and machinery, raw materials, inventory and long gaps between buying inputs and getting paid. Over time, many end up with finance spread across several lenders, from equipment leases and trade lines to overdrafts and tax arrangements.

Peak Capital helps manufacturers fund growth and simplify what they already have. We look at your whole position, then structure term debt, equipment finance and working capital so they work together rather than against your cash flow.

What we fund for manufacturers

Plant and machinery

Equipment finance for production lines, packaging, refrigeration and vehicles.

Term loans

Longer-term funding for expansion, acquisitions or capital projects.

Debt consolidation

Combine multiple lenders, ATO debts and director loans into one facility.

Working capital

Fund raw materials and stock ahead of large orders or seasonal peaks.

Trade and invoice finance

Release cash tied up in supplier payments and customer invoices.

Commercial property

Buy or refinance your factory, warehouse or retail premises.

Who we help

Food, chocolate and beverage producers
Manufacturers with their own retail or wholesale channels
Businesses carrying tax debt or multiple lenders
Producers scaling up for a major contract or new market
Owners looking to buy their premises

A recent deal

Chocolate Manufacturing & Retail

$2m term loan, settled in 6 weeks

This manufacturer and retailer had borrowing spread across six lenders, plus outstanding tax debts and director loans, which meant multiple repayments, mounting pressure and no clear picture of the business’s position. We restructured everything into a single $2m term loan with one lender, cleared the tax debts, repaid the director loans, and replaced six repayments with one, freeing up cash flow and management time.

How it works

Talk to us

A free 15-minute call to understand your business, your goals and your current position.

We find the structure

We assess options across 100+ bank, non-bank and private lenders and recommend the best fit.

We manage it to settlement

We prepare the application, negotiate terms and handle the lender until funds are in place.

Common questions

Can you help consolidate multiple business lenders?

Yes. Consolidating several facilities into one is one of the most common ways we help manufacturers reduce repayments and simplify their finances.

Can a loan be used to clear ATO debt?

Yes. Several lenders on our panel will fund the repayment of tax debt as part of a broader restructure.

Can you finance second-hand machinery?

Often, yes. Many lenders fund used equipment, depending on age, condition and the supplier.

Do I pay for your service?

Yes. There is an engagement fee paid when you select our services, and a success fee paid on successful completion of your loan funding. We explain all fees upfront before you proceed.

Let’s simplify your finance

Book a free 15-minute call. No obligation, no credit check.

Get a free quote Call 0401 132 581