Industry finance · Construction & trades

Finance for builders, contractors and trade businesses

Equipment, vehicles, working capital, progress funding and unsecured loans for builders, subcontractors and tradies.

Keep projects moving between progress payments

Construction and trade businesses carry big costs up front: materials, labour, equipment and vehicles. They often wait weeks or months for progress claims and retentions to be paid. Many banks see that cash flow as risky.

Peak Capital works with lenders that understand how construction businesses earn, and arranges equipment, vehicle and working capital finance so you can take on the next job without stretching your cash.

What we fund for construction & trades

Equipment and machinery

Excavators, loaders, scaffolding, tools and plant.

Utes, vans and trucks

Work vehicles, often secured against the vehicle itself.

Working capital

Bridge the gap between progress claims and payment.

Unsecured business loans

Up to $1m without property security.

Development finance

For builders developing their own projects.

Debt consolidation

Simplify multiple equipment leases and loans.

Who we help

Builders and head contractors
Electricians, plumbers and specialist trades
Civil and earthmoving contractors
Subcontractors waiting on progress payments
Trade businesses expanding their fleet

How it works

Talk to us

A free 15-minute call to understand your business, your goals and your current position.

We find the structure

We assess options across 100+ bank, non-bank and private lenders and recommend the best fit.

We manage it to settlement

We prepare the application, negotiate terms and handle the lender until funds are in place.

Common questions

Can I get finance while waiting on progress payments?

Yes. Lines of credit and short-term working capital are designed to bridge exactly that gap.

Can I finance used machinery?

Often, yes, depending on age, condition and the seller.

Do I pay for your service?

Yes. There is an engagement fee paid when you select our services, and a success fee paid on successful completion of your loan funding. We explain all fees upfront before you proceed.

Ready for the next job?

Book a free 15-minute call. No obligation, no credit check.

Get a free quote Call 0401 132 581