Author Archive

Need cash flow fast? Four ways to free up cash in your business: equipment finance, unsecured business loans, invoice finance and using property equity.

Four things to do before you apply for a business loan: choose a specialist broker, prepare your documents, check your credit, and know exactly what you need.

How to calculate gross and net rental yield on an investment property, with worked examples, what yield doesn’t tell you, and how lenders use rental income.

Finding loan repayments hard to meet? Your options, from hardship requests and restructuring to refinancing and consolidation, and why acting early matters.

Term loan, line of credit or invoice finance? How the three most common business loans work, what each is best for, and how to choose the right one.

How property development finance works in Australia: loan-to-cost, LVR on end value, presales, equity, progress draws and what lenders need before they fund your project.

When a private loan or bridging finance makes sense for your business, how short-term private lending works, what it costs, and why your exit strategy matters most.

How much deposit you need to buy commercial property in Australia, typical lender LVRs, the upfront costs to budget for, and ways to reduce the cash you need.

Chattel mortgage, finance lease, hire purchase or rental? How each type of vehicle and equipment finance works, who owns the asset, and how GST and tax are treated.

How low doc business loans work in Australia, who qualifies, what documents you need instead of tax returns, and how they compare to a full doc loan.